gregorygarver.com

[BottomContributor]

A John R. Tellez sent me an info package on creative real estate strategies and funding sources. Main office is in Pennsylvania 714 746-6862. He saids the mastermind behind these creative strategies is Manny Protopapas, a Real Estate Acquisition Specialist since 1989 help people with credit problems obtain their own homes and investment properties in as little as seven days working with him through his exclusive "Real Estate Acquisition Program". You need no credit, no co-signers, no partners, no loans, no banks, and no red tape and free one-on-one consultation.

[lltrix]

Of course it's a scam - haven't you been reading about the mortgage crisis - it's these companies that are killing the economy.Honestly, if you had a way to make a billion dollars, would you "help the little man for free" - oh come on - they make more of their money selling you all of these "consultations" and the rate of success is <1% - you're do better to put it on 00 at the roulette wheel.

[zocko]

yes, it seems to good to be true. what is it that you are trying to do? are you looking to purchase or refinance?

[Jennifer7142]

Yup.Bottom line - if you have no down payment or anyone to vouch for you (employer, credit history), you don't belong in your own home. You don't have the resources to weather a problem.Too good to be true is too good to be true.

[MaryFletcherJones]

They are/were most likely a loan broker who can no longer fund sub prime loans, for which no credit, no money applications are. This is one reason we are in such a mess right now with the loan market. If you have no credit history, or a bad credit history, you have no money to put down as earnest money, then the chances of you being able to purchase a home now is pretty slim. What I suggest is you spend the next year working on your credit history to improve it. You are going to need a score higher than 600 to be considered for a loan with a decent rate.

[itsaboyakaJoey]

Check them out on http://www.RipOffReport.com