gregorygarver.com

Mentat · Joined: 12 May 2003 Posts: 10

has anyone ever refianced their auto loan with this company? cars inc. who uses us bank to refi your car loan. it says i may be able to lower my apr% to as low as 5.99% and lower my monthly payments. please check out the web site and let me know what you think if you have never heard of them, or let me know what i should do. my current loan is is w/chase is 10.14% and 539.41 monthly payments for 6yrs (72months). www.autorefi.comif i refinance it will they need to also check my income? beacause when i got the loan the guys really wanted to get us the loan so they used my credit with myhusbands income. i dont think another comany will do the same. also i got the loan in may 07 for a 07 car.

ggarver · Site Admin Joined: 01 Jan 1970 Posts: 7

I HAVE NEVER HEARD OF THEM BUT PLEASE DO YOUR RESEARCH FIRST SO THAT YOU DON'T GET BURNED IN THE LONG RUN.CHECK WITH THE ATTORNEY GENERALS OFFICE AND SEE WHAT THEY HAVE TO SAY.GOOD LUCK

Roadrat · Joined: 20 Aug 2005 Posts: 5

10% for 72 isn't awful, and depending on the year of the car, may be right on. 5.99 for 72 month is extremely low. That company is just going to "shotgun" your credit app out to everyone, they do not provide loans. Check out this site: http://www.creditunion.coop/cu_locator/index.html a local credit union will have the lowest rates available, and are community oriented, so it's much safer than shotgunning your credit file all over the Internet.

Homepro2007 · Joined: 18 Jul 2003 Posts: 6

US Bank, has been around for many years and is used by many car dealerships to finance their vehicles. From what you stated, they are not guarantying the 5% rate. You will have to apply to find out the rate you will qualify for. There should be no application fee or refinance fee! If you qualify for the lower rate, then refinance the loan! However, do not finance for longer than what payments remain on your loan now and if you can afford your current payment, finance it for a shorter time to reduce the finance charges you will pay far less interest and accelerate your equity position.

LibsRwimps · Joined: 24 Mar 2006 Posts: 5

I haven't heard of them myself but their refinancing offer does seem convincing. You might want to look through their site and see if there are any testimonials regarding their services from other customers. You should also get in touch with anyone there. You also have the option of checking out other leasing sites like http://www.carleasingsecrets.com and ask if they do deals like that too. Otherwise, it really does seem too good to be true.Hope this helps.