gregorygarver.com

PYT · Joined: 10 Jun 2005 Posts: 8

He borrowed over half a million dollars to buy a home? He makes nine bucks an hour and somehow felt that a $615,000 home was feasible? Oh wait, he thought a monthly mortgage of 3600 bucks was manageable? When it turned out it was $4800 a month that was impossible? Wait, wait, I own a calculator...let's see... at nine dollars an hour that's TEN WEEKS of work just to pay FOUR WEEKS of mortgage payments. That seemed like a good idea? You mean it real mattered that the payments went up to $4800?I'd be the first guy to say that the lender is scum and deserves to be sued if all the stuff in that article is true. It very well might be, and hopefully, somebody goes to jail and doesn't just have to pay a fine out of the profits they made. But, come on, taking out a 615,000 dollar loan when you make nine bucks an hour? I don't care if he had sixteen working kids! Regardless of a language barrier, common sense has to kick in somewhere! If he could put aside $3600/mo for a mortgage, he could put away 2000 for a year or two and have a pretty healthy down payment.

ShiQu · Joined: 02 Feb 2006 Posts: 5

it happens to english speaking U.S. citizens every day where they sign something they either did not read or did not understand. not reading the contract is not a defense you should never sign something you cannot read. all the more reason to learn the language. there are interpreters and bilingual attorneys who could have gone over the contract prior to his signing. if he did not avail his self of them then he is s.o.l. in my mind. there should not be special rules for non english speaking people. i say since we accommodate non english speaking people in our society that they should be on the hook without a means of getting out of the contract. to do otherwise would be to have special rules for special groups. heck most of us that sign contracts do not understand them as they are written in legalese and we're still held to the contracts we sign.

Sam · Joined: 09 Dec 2004 Posts: 3

Even I know "If it looks too good to be true, IT'S NOT!!"Come on, seriously, they're so blinded by greed, they'd fall for those Nigerian tricks.

cj · Joined: 21 Mar 2004 Posts: 5

Well,he should of stayed in Mexico and planted corn and chilies instead of whining about being used. I wonder why about 20 people living with him still couldn`t make the payments at about 20 thousand a month-too busy buying other stuff? No matter what,who cares? Go home then or shouldn`t of been here anyway if not learning English-too bad,so sad. How is he going to understand getting help if he don`t understand nothing anyway? Nobody helped him much in the first place,maybe on purpose to get a big house for all the friends to move in. It also sounds like a sob story,yet he knew how to figure to pay when they bought out all their pencils,suddenly it got screwed up. This whole story reeks.

kissmy_legal_butt · Joined: 08 Jun 2007 Posts: 4

My heart goes out to those American citizens who have fallen victim to illegal aliens. I know this doesnt answer the question, but it must be pointed out these illegal aliens do not have the same rights as American citizens. I do not feel sorry for the illegal in the leastWhoever gave him the loan should be thrown in prison for giving a loan to a clear illegal alien If he would of learned english before he came here instead of spitting on this country and expecting things he isnt entitled to he wouldnt have this problem. I hope he gets deported This illegal should go back to Mexico where they belong

ibark00 · Joined: 24 Aug 2004 Posts: 4

i feel sorry for them....if this was an american..not of hispanic descent would you feel sorry for them...more likely....someone does need to help them...wow some people amaze me... they never said in the story that he was illega...so where are people getting their information?

jwjeepers62 · Joined: 27 Jul 2006 Posts: 4

No, I do not believe we should feel sorry for them.